Investment Selection Process
Investment Strategy
At RWM, our investment strategy revolves around stability, risk management and income generation.
We begin by conducting a thorough risk assessment to understand your financial goals, risk profile, and time horizon. Based on this assessment, we determine the appropriate asset allocation across different investments.
Diversification is a key principle in our strategy. We spread investments across various asset classes and sectors to reduce overall risk exposure and minimize the impact of market volatility. This diversification strategy may include a mix of equities, fixed income instruments, cash equivalents and alternative investments.
Your Investment Options
Through RWM, we can offer a variety of investments to diversify your portfolio:
- Stocks
- Bonds
- Guaranteed Investment Certificates (GICs)
- Exchange-Traded Funds (ETFs)
- Mutual Funds
- Structured Notes
- And more. For more details, please contact us.
Insurance products are offered through Rothenberg and Rothenberg and are not regulated by CIRO nor do they have CIPF coverage.
Available Accounts
Grow your savings tax-free; ideal for diverse financial goals with tax-exempt withdrawals.
Pre-tax contributions with tax-deferred growth until withdrawal to grow your retirement savings.
Preserves pension funds until retirement, with restricted access and tax-deferred growth.
Converts RRSP to retirement income, with mandatory minimum withdrawals and continued tax deferral.
Save for education with tax-free growth and government grants; withdrawals taxed in beneficiary’s hands.
Long-term savings plan for individuals with disabilities, offering tax-deferred growth and government grants.
Accumulate the funds to purchase your first home, benefiting from tax-free growth.
A defined-benefit pension plan for business owners and incorporated professionals, offering higher contribution limits and tax-deferred growth.
Condo Reserve Fund Management
Our program offers an alternative to GICs. We provide customized portfolios designed to improve liquidity and benefit from active management, while fully adhering to the Alberta Condominium Act’s permissible investment guidelines and restrictions.
Our condo portfolio construction process has a continuous monitoring to make sure you’re always getting the most out of your reserve fund.
What’s the Main Difference Between GICs and Rothenberg’s Condo Mandate?
GICs –Term Deposits
- Insured
- Principal Protected
- Liquidity Constrained
Rothenberg’s Condo Mandate
- Customized Portfolio
- Improved Liquidity
- Active Management
Learn more about our Condo Reserve Fund Management
Samia Preston, CFP®, CIM®. FCSI®
Portfolio Manager, Wealth Advisor
For more information, please contact Samia Preston at samiap@rothenberg.ca or 403-228-2378 ext. 224