Investment Selection Process
At RWM, our investment strategy revolves around stability, risk management and income generation.
We begin by conducting a thorough risk assessment to understand your financial goals, risk tolerance, and time horizon. Based on this assessment, we determine the appropriate asset allocation across different investments.
Diversification is a key principle in our strategy. We spread investments across various asset classes and sectors to reduce overall risk exposure and minimize the impact of market volatility. This diversification strategy may include a mix of equities, fixed income instruments, cash equivalents and alternative investments.
Your Investment Options
Through RWM, we can offer a variety of investments to diversify your portfolio:
- Guaranteed Investment Certificates (GICs)
- Exchange-Traded Funds (ETFs)
- Mutual Funds
- Structured Notes
- And more. For more details, please contact us.
Grow your savings tax-free; ideal for diverse financial goals with tax-exempt withdrawals.
Pre-tax contributions with tax-deferred growth until withdrawal to grow your retirement savings.
Preserves pension funds until retirement, with restricted access and tax-deferred growth.
Converts RRSP to retirement income, with mandatory minimum withdrawals and continued tax deferral.
Save for education with tax-free growth and government grants; withdrawals taxed in beneficiary’s hands.
Long-term savings plan for individuals with disabilities, offering tax-deferred growth and government grants.
Accumulate the funds to purchase your first home, benefiting from tax-free growth.
A defined-benefit pension plan for business owners and incorporated professionals, offering higher contribution limits and tax-deferred growth.